IMPORTANT - PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE AND/OR USING THE ONLINE SERVICES, YOU AGREE TO BE BOUND BY THE FOLLOWING TERMS OF USE & PRIVACY POLICY. IF YOU DO NOT ACCEPT ANY OF THESE TERMS OR POLICY, YOU MUST IMMEDIATELY DISCONTINUE YOUR ACCESS OF THIS WEBSITE AND/OR USE OF THE ONLINE SERVICES.

Copyright and Trademark Notices
Except as otherwise expressly stated herein, the copyright and all other intellectual property in the contents of this website (including, but not limited to, all design, text, sound recordings, images or links) are the property of Singapore Chinese Chamber Institute of Business ("SCCIOB"). As such, they may not be reproduced, transmitted, published, performed, broadcast, stored, adapted, distributed, displayed, licensed, altered, hyperlinked or otherwise used in whole or in part in any manner without the prior written consent of SCCIOB. However, you may view, print and save an electronic copy for personal, non-commercial purposes provided you do not modify the copy. Save and except with SCCIOB's prior written consent, you may not insert a hyperlink to this website or any part thereof on any other website or "mirror" or frame this website, any part thereof, or any information or materials contained in this website on any other server, website or webpage.

All trade marks, service marks and logos used in this website are the property of the SCCIOB and/or the respective third party proprietors identified in this website. No licence or right is granted and your access to this website and/or use of the online services should not be construed as granting, by implication or otherwise, any license or right to use any trade marks, service marks or logos appearing on the website without the prior written consent of SCCIOB or the relevant third party proprietor thereof. Save and except with the DBS Group's prior written consent, no such trade mark, service mark or logo may be used as a hyperlink or to mark any hyperlink to SCCIOB's site or any other site.

Disclaimer
SCCIOB has made every effort to provide accurate and up-to-date information on this website. SCCIOB does not warrant the truth, accuracy, adequacy, completeness or reasonableness of the information and materials contained in or accessed through this website and expressly disclaims liability for any errors in, or omissions from, such information and materials. No warranty of any kind, implied, express or statutory (including but not limited to, warranties of title, merchantability, satisfactory quality, non-infringement of third-party intellectual property rights, fitness for a particular purpose and freedom from computer virus and other malicious code), is given in conjunction with such information and materials, or this website in general.

Under no circumstances shall SCCIOB be liable regardless of the form of action for any failure of performance, system, server or connection failure, error, omission, interruption, breach of security, computer virus, malicious code, corruption, delay in operation or transmission, transmission error or unavailability of access in connection with your accessing this website and/or using the online services even if the SCCIOB had been advised as to the possibility.

In no event shall SCCIOB be liable to you or any other party for any damages, losses, expenses or costs whatsoever (including without limitation, any direct, indirect, special, incidental or consequential damages, loss of profits or loss opportunity) arising in connection with your use of this website, or reliance on any information, materials or online services provided at this website, regardless of the form of action and even if SCCIOB had been advised as to the possibility of such damages.

Hyperlinks
For your convenience, SCCIOB may include hyperlinks to websites on the Internet that are owned or operated by third parties. Such linked websites are not under the control of SCCIOB and SCCIOB cannot accept responsibility for the contents of or the consequences of accessing any linked website or any link contained in a linked website. You agree that your access to and/or use of such linked websites is entirely at your own risk and subject to the terms and conditions of access and/or use contained therein.

Indemnity
You hereby agree to indemnify and save SCCIOB harmless against all damages, losses, expenses and costs (including legal costs) suffered or incurred by the SCCIOB in connection with or arising from (1) your access of this website and/or use of the online services, or (2) your breach of any of these Terms and Conditions of Access.

Miscellaneous
The information and materials herein are subject to change (including, without limitation, modification, deletion or replacement thereof) without notice.

Privacy Policy
Your privacy is important to SCCIOB. We are committed to maintain the confidentiality of the personal information that you give us through this website. This Policy applies to all who visit our websites or use our online services.
1. We will only collect personal information from you for the purpose of giving you better service. This includes:
- processing your application and/or registration and/or enquiry;
- informing you of upcoming events;
- updating your records in our databases;
- monitoring and maintaining a copy of your record of academic achievement (including all information arising from investigations of misconduct);
- planning the provision of educational courses;
- monitoring and enhancing the provision of educational courses;
- purposes incidental to each or all of the above.
2. Only authorised staff will have access to your personal information.
3. Like most websites, we may use cookies to "remember" information about your preferences. You can set up your web browser to accept or reject cookies.
4. We may amend this Policy from time to time and will place any such amendments on this website. This Policy is not intended to, nor does it create any contractual rights between SCCIOB and the customer.